Hospital | Major medical coverage TO FIT YOUR LIFESTYLE

Comprehensive health coverage that fits you

At Barilla Health Advisors, we translate complex concerns into straightforward, customized healthcare solutions to help protect the possible for our clients and enable them to face the future with confidence.

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Types of plans

Hospital indemnity insurance

Original Medicare and many Medicare Advantage plans require you to pay deductibles, copayments, or coinsurance for hospital services. Hospital indemnity insurance can help offset those costs by providing cash benefits that you can use for:

Hospital copays and deductibles
Prescription medications
Transportation to medical appointments
Household bills and utilities
Mortgage or rent payments
Caregiver expenses
Any other financial needs during recovery

Because the benefit is paid directly to you, you're free to decide how to use it.

combining coverage

MA + hospital indemnity

Many people enrolled in a Medicare Advantage plan choose to add Hospital Indemnity Insurance to help cover hospital-related out-of-pocket costs.

For example, if your Medicare Advantage plan charges a daily copayment for an inpatient hospital stay, a hospital indemnity policy may pay a daily cash benefit that can help offset those expenses, depending on the policy's benefit amounts.