Regardless of whether you apply online, on the phone, or in person, you’ll need to provide certain documents. This generally includes the following:

• Birth certificate Because a person needs to be at least 65 years old to enroll in Medicare, a birth certificate serves as proof of your age.

• Proof of U.S. citizenship or legal residency A U.S. passport, Certificate of Citizenship, or Green Card establishes proof of citizenship or legal residency. Legal residents must be legal residents of the U.S. for at least five continuous years to be eligible for Medicare.

• Social Security card Individuals already receiving Social Security benefits might need to submit their Social Security card when applying to Medicare.

• Health insurance information If you plan to use Medicare in conjunction with existing coverage, you need to submit documents that detail the terms of coverage. This determines if the other insurer will pay first for the care you receive instead of Medicare.

• Tax information A W-2 helps determine how much you’ll have to pay if you enroll in Medicare Part B.

• Military documents If you receive military or veteran benefits, you might have to show records of military service.

Medicare is available to:

• U.S. citizens aged 65 & older

• People under 65 with disabilities

• Individuals wit End-Stage Renal Disease (ESRD)

• THos who have worked long enough to qualify for Social Security

Yes, you can. Medicare doesn’t exclude people based on health conditions. Eligibility is mainly determined by age (65 or older) or certain disabilities. So, even with a pre-existing condition, you can qualify for Medicare coverage.

Most people need to sign up manually for Medicare when they turn 65, but if you receive Railroad Retirement or Social Security benefits, you’ll be automatically enrolled in Parts A and B.

The three key Medicare enrollment periods are:

• Initial Enrollment Period (IEP): A seven-month window starting three months before your 65th birthday and ending three months after. You can sign up for Medicare Parts A and B during this time.

• Annual Enrollment Period (AEP): Occurs from October 15 to December 7 each year. You can review and make changes to your Medicare plans, including switching between Original Medicare and Medicare Advantage or changing your prescription drug coverage.

• Open Enrollment Period (OEP): From January 1 to March 31 each year. You can change your Medicare Advantage plan, switch back to Original Medicare, or adjust your drug coverage.

Missing the Medicare Annual Enrollment Period (AEP) doesn’t mean you’re out of options. You can still make changes during other enrollment periods, such as the Medicare Advantage Open Enrollment Period (OEP) and the General Enrollment Period (GEP).

Additionally, you may qualify for a Special Enrollment Period (SEP) based on life events, like moving or losing employer coverage.

It’s also worth noting that the Medicare Advantage Disenrollment Period (MADP), from January 1 to February 14, allows you to return to Original Medicare and join a standalone Part D plan.

Though both Medicare and Medicaid provide healthcare assistance, they serve different populations and have distinct purposes.

Medicare is a federally funded program for individuals aged 65 and older, as well as younger people with disabilities. Medicaid, on the other hand, is designed for low-income individuals and families, regardless of age.

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